Archive for the ‘Personal loans’ Category

Before You Borrow A Second Look at Personal Loans

Some types of credit are good, and some are bad. Home loans, for example, are good. They give you a lot of money at a really low interest rate. Paying consistently on a home loan is a huge boon to your credit report and credit score, too. Car loans are good, too. Unless you’re buying a car fro... ->

When Taking a Personal Loan is a Dumb Idea

Personal loans can be a great way to consolidate higher-interest credit into a single payment with a better interest rate. They can also be a great way to get some money for college, or make certain kinds of purchase. There are also times when taking out a personal loan is just stupid. When you can&... ->

Tips for Taking a Personal Loan

Personal loans can be wonderful for consolidating debt or for making a big purchase. Before you sign on the dotted line, however, there are some specific things you ought to take into consideration. Here are seven tips for taking out a personal loan: Shop around. It’s almost never a good ide... ->

Secured Personal Loans

Many consumers are struggling with their credit now and may continue to do so in the foreseeable future. If you’re one of these, then most likely you have a poor credit score. If you have a poor credit score (below 620), it may be very difficult, if not impossible to get any type of loan (car,... ->

Fixed Rate Personal Loans Versus Credit Cards

Currently bad credit unsecured personal loans, if you can get one, are offering pretty decent interest rates. While they’re not the lowest rates in the present economic climate, an average of 12% to 18% is available on most personal loans. Remember that the 12% to 18% range is for well qualifi... ->

Get Great Personal Loan Rates Using Collateral

Personal loan rates can be pretty high. A “signature loan” can charge as much in interest as a credit card does, if not more. You’ll also find that, in many cases, it can be a challenge to get a personal loan at all. Many folks, unless their credit rating is in one of the highest c... ->

Are Credit Union Personal Loans Better than Bank Loans?

One of the most common questions people have when looking for a personal loan is where they should get that loan. There are some obvious bad choices that should be avoided, such as Vito from down the street and, if at all possible, the payday lender across town. From there, though, the waters get a ... ->